Does Aetna Still Sell Life Insurance?
Aetna, a major health insurer, continues to offer life insurance products. While the company has streamlined its focus over recent years, it still provides term and whole‑life policies under its own brand and through affiliated partners.
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Types of Life Insurance Aetna Offers
- Term life insurance: fixed coverage for a set period, usually 10–30 years.
- Whole life insurance: combines lifelong coverage with a cash‑value component.
- Universal life insurance: flexible premium and death‑benefit options.
Where to Find Current Product Information
Because product lines can change, the most reliable source is Aetna's official website. Navigate to the "Life Insurance" section, review the policy brochures, and note the effective dates listed. If a brochure is unavailable, call Aetna's customer service line or use the online chat to request the latest offerings.
How to Apply for a Policy
Applications can be completed online after selecting a policy type. The process includes a health questionnaire, optional medical exam, and underwriting review. Aetna's underwriting guidelines are publicly available on their site, detailing required medical information and age limits.
Key Considerations Before Purchasing
- Compare Aetna's rates to other insurers; rates vary by age, health, and coverage amount.
- Check for any bundled discounts if you already hold an Aetna health plan.
- Confirm the policy's claim payout terms and any riders that may be added.