Coverage Overview
Chase credit cards that include the Rental Car Insurance benefit generally extend primary collision‑damage waiver (CDW) coverage to rentals in Argentina, but the protection applies only to rentals paid for with the eligible Chase card and to vehicles that meet the card's policy criteria.
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Key Conditions
The coverage is limited to standard passenger cars, SUVs, and minivans; it excludes exotic, luxury, and oversized vehicles. Rentals must be for 31 days or fewer, and the driver must be the cardholder or an authorized user who meets the age and license requirements set by the card agreement.
What Is Covered
When the conditions are met, the CDW covers damage to or theft of the rental vehicle, loss‑of‑use fees, and related administrative costs. It does not cover personal injury, liability to third parties, or damage to other vehicles.
Exclusions and Limitations
Typical exclusions include rentals from peer‑to‑peer platforms, rentals paid partially with another payment method, and vehicles rented for off‑road or commercial purposes. Claims may be denied if the driver was under the influence, had a suspended license, or violated the rental contract.
How to Activate the Benefit
To ensure coverage, use the Chase card that offers the Rental Car Insurance benefit at the rental counter, decline the rental agency's CDW, and retain the rental agreement and receipt. In the event of a claim, contact Chase's benefits administrator promptly and provide the required documentation.