Do I Need Auto Insurance When Sending My Car to Matsom in Long Beach?

Legal Requirement for Insurance During Transport

In California, the law does not require a vehicle to maintain personal auto insurance while it is being transported by a licensed carrier, but the carrier must carry its own liability coverage.

Carrier Liability and Coverage Options

Most reputable shippers, including those serving Matsom in Long Beach, provide a baseline level of insurance that covers damage up to a per‑mile or per‑vehicle limit. Review the carrier's contract to understand the coverage amount and consider purchasing supplemental insurance if the value of your car exceeds that limit.

When Your Own Policy May Still Apply

If you use a non‑licensed mover, or if you arrange a private tow, your personal auto policy may remain in effect and could be required to cover the vehicle during transit. Check with your insurer to confirm any extensions or exclusions.

Practical Steps to Protect Your Vehicle

• Ask the carrier for proof of their liability insurance and the specific coverage limits.
• Document the car's condition with photos and a written inventory before handoff.
• Consider a short‑term transport insurance policy if the carrier's coverage is insufficient for your vehicle's value.

Summary of Coverage Considerations