Do Nationwide Auto Insurance Policies Cover Rodent Damage?

When rodents chew wiring, hoses, or insulation, the repairs can be costly and inconvenient. Many Nationwide policyholders call Nationwide auto insurance to ask whether rodent damage is covered. The short answer is that it depends on the policy section: comprehensive physical damage coverage usually extends to rodent damage, while liability coverage does not. To know for sure, review your declarations page and policy wording, and document the damage with photos before repairs. The following breakdown explains how coverage typically works, what to look for, and how to proceed when you call Nationwide.