You usually need to pass a state licensing exam and complete a prelicensing course. Total cost to get your life insurance license often ranges from about $100 to $300, depending on your state's fees, course provider, and whether you add license types. The exam application fee is typically $50 to $150, and a prelicensing course may be $90 to $200. Some states also charge an activation or producer license fee after approval. Below is a summary of common cost components and typical ranges.
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