How to Change the Beneficiary on Military Servicemember Life Insurance

To change the beneficiary on your Military Servicemember Life Insurance (SGLI or VGLI), complete the appropriate beneficiary change form, submit it to your branch's personnel office or the Veterans Affairs office, and confirm the update in your online account if available.

Identify the Correct Form

Active duty members use the DD Form 2656 (Beneficiary Designation for SGLI). Veterans with VGLI must fill out the VA Form 21‑5345 (Beneficiary Designation for VGLI). Both forms are available on the Defense Finance and Accounting Service (DFAS) website and the VA portal.

Gather Required Information

Prepare the full legal name, Social Security number, and relationship of each new beneficiary. If you are splitting the benefit, indicate the percentage each will receive. Keep a copy of your current beneficiary designation for reference.

Submit the Form

For active duty, deliver the completed DD 2656 to your unit's finance or personnel office; they will forward it to DFAS. Veterans can mail the VA Form 21‑5345 to the address listed on the form or upload it via the VA's eBenefits portal. In both cases, retain the receipt or confirmation number.

Verify the Change

After processing (typically 7‑10 business days), check the updated beneficiary list:

• Log in to the DFAS Self‑Service portal for SGLI.
• Access your VGLI account on the VA's eBenefits website.

If the new information is not reflected, contact your finance office or VA Customer Service with your receipt number.

Special Situations

Divorced service members may need a court order to change a former spouse's designation. Deceased beneficiaries should be replaced promptly to avoid claim delays. For multiple beneficiaries, ensure the percentages total 100 %.

Key Points at a Glance