Locating the Form
The MetLife life insurance application PDF is available on the company's official website. Navigate to the Products section, select the life insurance plan you're interested in, and click the Download link next to the application form. The file is usually named something like MetLife_Life_Insurance_Application.pdf and is 1–2 MB in size.
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Preparing to Fill Out the Form
Before opening the PDF, gather the documents that will speed the process:
- Valid photo ID (driver's license, passport)
- Social Security number
- Employment history for the past 5 years
- Medical records if you plan to disclose health information
- List of current medications and dosage
Use a PDF reader that supports form fields (Adobe Acrobat Reader, Foxit, or the built‑in browser viewer). Ensure JavaScript is enabled if the form requires dynamic calculations.
Completing the Application
Fill in each section carefully:
- Personal Information – name, address, contact details, and date of birth.
- Beneficiary Designation – primary and contingent beneficiaries, including names, addresses, and relationship.
- Coverage Details – requested sum insured, term length, and any riders.
- Health and Lifestyle – answer yes/no questions about smoking, alcohol use, and chronic conditions.
- Medical History – list past surgeries, diagnoses, and current treatments.
Double‑check all entries for accuracy. Typos or incorrect data can delay processing or affect coverage.
Submitting the Form
After completing the PDF, you have two options:
- Online Submission – upload the completed file to the MetLife portal under the "Submit Application" section. A confirmation email will be sent once received.
- Mail or Fax – print the form, sign it, and fax or mail to the address listed on the application. Include a copy of your ID and any supporting medical documents.
After Submission
MetLife will review the application. If additional information is needed, an agent may contact you. Once approved, you'll receive policy documents and a summary of coverage terms.