How to Find the Current Value of Your Genworth Single Premium Life Insurance

Step 1: Gather Your Policy Information

Before you can locate the value of your Genworth single premium life insurance, you need the policy number, the name of the insured, and the policy's effective date. Keep a copy of the original policy document or any recent statements handy.

Step 2: Use the Genworth Online Account Portal

Genworth offers a secure online portal where policyholders can log in and view real‑time policy information. If you haven't set up an account, you'll need to register using your policy number and a government‑issued ID for verification.

• Navigate to Genworth's website and click "Policyholder Login."
• Enter your credentials and select the policy you wish to review.
• The dashboard displays the policy's cash value, death benefit, and any outstanding loans or withdrawals.

Step 3: Request a Statement by Mail or Phone

If you prefer a paper copy or can't access the portal, call Genworth's customer service at 1‑800‑GENO‑SURE (1‑800‑436‑7838). Have your policy number ready; the representative will verify your identity and mail a statement or provide the information over the phone.

Step 4: Check for Recent Policy Updates

Single premium policies can accrue cash value through dividends or interest. Make sure you review the most recent statement, as the value may fluctuate monthly based on investment performance.

Step 5: Verify the Value with an Independent Appraisal (Optional)

For large policies, some policyholders choose to have an independent financial advisor review the policy's performance. This can provide peace of mind and ensure the stated value aligns with market expectations.

Common Questions About Genworth Single Premium Value

Does the policy's cash value include dividends?

Yes, the stated cash value typically includes any accumulated dividends up to the date of the statement. Dividends may be paid in cash, used to purchase additional coverage, or credited to the cash value.

Can I withdraw money from my single premium policy?

You can withdraw up to the policy's cash value, but withdrawals reduce the death benefit and may trigger taxes if the policy's cost basis is exceeded.

Is the cash value the same as the death benefit?

No. The cash value is the amount you can access while alive, whereas the death benefit is the amount paid to beneficiaries upon the insured's death.