Overview of the Arizona Life Insurance Licensing Process
To sell life insurance in Arizona, you must obtain a state‑issued license. The process involves completing pre‑licensing education, passing the state exam, submitting an application, and maintaining continuing education. This guide answers the core question—where to get certified—by listing approved providers, exam centers, and filing steps, all in one place.
- Overview of the Arizona Life Insurance Licensing Process
- Approved Pre‑Licensing Education Providers
- How to Register for a Pre‑Licensing Course
- Scheduling the Arizona Life Insurance Exam
- Filing Your License Application with ADI
- Continuing Education Requirements to Keep Your License Active
- Common Questions and Troubleshooting
- What if I fail the exam?
- Can I take the pre‑licensing course in another state?
- Do I need a sponsor?
- How long does the entire process take?
More from this site
Keep reading the latest coverage
Approved Pre‑Licensing Education Providers
Arizona requires 20 hours of approved pre‑licensing coursework for the Life (and Accident & Health) license. The following providers are recognized by the Arizona Department of Insurance (ADI) and offer online or classroom options:
- Kaplan Financial Education – Online, self‑paced
- ExamFX – Live virtual classrooms
- American College of Financial Services – Hybrid (online + optional in‑person)
- Insurance Institute of America – On‑demand video series
How to Register for a Pre‑Licensing Course
1. Choose a provider that matches your learning style and budget.2. Create an account on the provider's portal.3. Select the "Arizona Life Insurance Pre‑License" course.4. Pay the tuition (typically $150‑$300) and complete the 20‑hour curriculum.5. Upon finishing, download the certificate of completion; you'll need it for the exam application.
Scheduling the Arizona Life Insurance Exam
The exam is administered by Pearson VUE. You can register online at Pearson VUE – Insurance or by phone. Key details:
| Attribute | Verified Detail | Source Type |
|---|---|---|
| Exam Provider | Pearson VUE | Official testing vendor |
| Number of Questions | 150 multiple‑choice | ADI exam handbook |
| Passing Score | 70% | ADI regulations |
| Cost | $115 (exam fee) | Pearson VUE fee schedule |
Testing locations include major cities such as Phoenix, Tucson, Mesa, and Scottsdale. Appointments are available Monday‑Friday, 8 am‑5 pm.
Filing Your License Application with ADI
After passing the exam, you must submit an electronic application through the Arizona Department of Insurance's e‑Licensing portal:
- Log in to azinsurance.gov and select "Apply for a License".
- Upload your pre‑licensing certificate and exam score report.
- Pay the licensing fee ($125 for a 2‑year term).
- Complete the background‑check authorization (fingerprint service costs $45).
The ADI typically processes applications within 5‑10 business days. Once approved, you'll receive a digital license and can begin selling life insurance.
Continuing Education Requirements to Keep Your License Active
Arizona mandates 24 hours of continuing education (CE) every two years, with at least 3 hours covering ethics. CE can be earned through the same providers listed above, as long as the courses are ADI‑approved.
Common Questions and Troubleshooting
What if I fail the exam?
You may retake the exam after a 24‑hour waiting period. Each subsequent attempt costs $115.
Can I take the pre‑licensing course in another state?
No. The curriculum must be Arizona‑specific and approved by ADI.
Do I need a sponsor?
Sponsorship is not required for the initial license, but many agencies prefer agents to be affiliated with a carrier after licensing.
How long does the entire process take?
Typical timelines are:
- Pre‑licensing course: 1‑3 weeks (self‑paced)
- Exam scheduling and result: 1‑2 weeks
- Application processing: 5‑10 business days
Overall, most candidates become licensed within 4‑6 weeks.