To learn about military life insurance policies, start by calling the Servicemembers' Group Life Insurance (SGLI) helpline at 1-800-222-4357, or contact your base's Personnel Office or the Military OneSource support line at 1-800-342-9647.
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These resources can provide up‑to‑date information on SGLI, Veterans' Group Life Insurance (VGLI), and any supplemental coverage available through your branch.
Key Contact Points
Different channels serve specific needs, so choose the one that matches your question.
- SGLI Helpline (1‑800‑222‑4357): Direct answers about enrollment, coverage limits, beneficiary changes, and claim procedures.
- Military OneSource (1‑800‑342‑9647): Confidential counseling on benefits, including life insurance, and assistance with paperwork.
- Base Personnel Office: In‑person guidance from the Service's human resources staff; they can also connect you to the appropriate insurance specialist.
- Veterans Affairs (VA) Benefits Hotline (1‑800‑827‑1000): For questions about transitioning to VGLI after leaving active duty.
When to Call
Reach out early in your career to set up baseline coverage, after any major life event (marriage, birth, deployment) to update beneficiaries, and when separating from service to explore VGLI options.
What Information to Have Ready
Having your service number, current policy details, and a list of potential beneficiaries will speed up the process. Note any recent changes in marital status or dependents, as these affect coverage.
Comparing Policy Options
| Policy | Coverage | Key Feature |
|---|---|---|
| SGLI | Up to $400,000 | Automatic enrollment for active duty, low cost |
| VGLI | Up to $400,000 | Convert SGLI after discharge, premium based on age |
| Family Servicemembers' Group Life Insurance (FSGLI) | Up to $100,000 | Covers spouses and children, optional |
Next Steps
After gathering information, confirm your coverage choices in writing, keep copies of all forms, and regularly review your policy to ensure it matches your current situation.