How to Obtain a Nevada Life Insurance License: Step‑by‑Step Guide

Nevada‑Specific Licensing Requirements

To sell life insurance in Nevada you must hold a state‑issued license, which means completing pre‑licensing education, passing the Nevada Life & Variable Annuities exam, and filing an application with the Nevada Division of Insurance. Unlike some states, Nevada requires a separate 20‑hour course for life insurance and a background check through the NIPR (National Insurance Producer Registry).

Pre‑Licensing Education

Enroll in an approved online or classroom course that covers Nevada insurance statutes, ethics, and product knowledge. The course must be at least 20 hours and end with a competency quiz. After finishing, you'll receive a completion certificate that you'll upload with your application.

Pass the State Exam

The Nevada exam is administered by Pearson VUE. It consists of 150 multiple‑choice questions, and you need a score of 70% or higher to pass. Schedule the test through the NIPR portal, bring a government‑issued ID, and allow 3 hours for the exam. If you fail, you can retake after a 24‑hour waiting period, but each attempt costs the standard exam fee.

Application and Background Check

Submit the Nevada Life Insurance License Application via NIPR. Required items include:

• Completed pre‑licensing certificate
• Exam passing score report
• Fingerprints for a criminal background check
• Application fee (currently $150)

After submission, the Division of Insurance reviews the packet, typically within 10‑14 business days. Upon approval, you'll receive your license electronically.

Maintaining the License

Nevada mandates 24 hours of continuing education (CE) every two years, with at least 3 hours covering ethics. Failure to complete CE results in license suspension. Renewals are processed through NIPR and require the CE completion certificate and a renewal fee.

Quick Comparison of Key Steps