Understand the Exam Structure
The Oklahoma Department of Insurance administers a 120‑question multiple‑choice exam. It is split into two sections: the core life insurance portion (90 questions) and a supplemental ethics and regulations section (30 questions). You must answer at least 70% of the core part and 80% of the ethics part to pass.
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Core Content Areas
The core covers:
- Life insurance types and terminology
- Premium calculation and policy underwriting
- Policy provisions and riders
- State insurance laws and regulations
Exam Preparation Resources
Use a mix of official study guides and practice exams. Key resources include:
- Oklahoma Insurance Agency Exam Review (publisher: Insurance Education Center) – focuses on state law nuances.
- Kaplan's Life Insurance Exam Prep – offers online quizzes and flashcards.
- State‑specific practice tests from the Oklahoma Department of Insurance website.
Study Plan and Timing
Allocate 10–12 weeks of study, dedicating 15–20 hours per week. Break the plan into weekly modules matching the core topics. Schedule two full practice exams per month to track progress.
Registration and Fees
Submit the application through the Oklahoma Department of Insurance portal. The filing fee is $75, payable by check or electronic transfer. After approval, you receive a unique exam code and can book a testing window at a designated Pearson VUE center.
Day of the Exam
Bring a valid photo ID, the exam code, and a calculator. Arrive 30 minutes early, and review the test instructions carefully. Manage your time by spending roughly 1.5 minutes per question.
After the Exam
If you pass, your license is issued electronically within 7–10 business days. If you fail, you may retake the exam after a 30‑day waiting period and a $50 retake fee.