How to Renew a Life Insurance License in Texas: Step‑by‑Step Guide

Why Texas Requires Renewal for Life Insurance Licenses

Texas mandates that all life insurance agents renew their licenses every two years to maintain professional standards and protect consumers. Failure to renew can lead to suspension, loss of commissions, and legal penalties.

Eligibility and Prerequisites

Before you start the renewal process, confirm:

• Your current license is active and not suspended.
• You have completed the required 20 hours of continuing education (CE) specific to life insurance.
• You have paid any outstanding fees or disciplinary fines.

Step‑by‑Step Renewal Process

1. Gather Required Documents

Collect the following:

• Current license number.
• Proof of completed CE (certificate).
• Payment method for renewal fee.

2. Log In to the Texas Department of Insurance (TDI) Online Portal

Navigate to tdi.texas.gov and select "License Renewal." If you don't have an account, create one using your license number.

3. Complete the Renewal Application

Fill in the application fields, upload your CE certificate, and verify your personal information. Double‑check for accuracy to avoid delays.

4. Pay the Renewal Fee

As of 2024, the fee is $70 per license. Payment can be made via credit card or ACH through the portal.

5. Submit and Confirm

After submission, you will receive an electronic confirmation. Print or save the receipt for your records.

Common Pitfalls and How to Avoid Them

• Missing CE hours: Verify you have the correct 20 hours for life insurance before submitting.
• Incorrect fee amount: Check the current fee schedule on TDI's website.
• Expired license status: If your license is already expired, you may need to reapply rather than renew.

Timeline Overview

Resources and Support

For additional help:

• Contact TDI's Agent Services at 800‑456‑2202.
• Visit the Agent Services page for FAQs.