What NAU Workers Compensation Covers
NAU workers compensation provides medical care, wage replacement, and disability benefits to employees who suffer work‑related injuries or illnesses while performing duties for Northern Arizona University. Coverage applies regardless of fault and includes on‑campus, off‑site, and remote work incidents that occur within the scope of employment.
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Eligibility and Covered Employees
All regular, part‑time, temporary, and seasonal staff members of NAU are covered from day one of employment. Graduate teaching assistants, research assistants, and certain classified staff are also included, though independent contractors generally are not unless specifically hired as employees.
How to File a Claim
Employees must report the injury to their supervisor within 30 days and complete NAU's internal incident report. Within 10 days of the incident, the employee must submit a Workers' Compensation Claim Form to the Arizona Industrial Commission (AIC). The employer then forwards the claim to the insurer, who will investigate and approve or deny benefits.
Typical Timeline
- Day 0–30: Report to supervisor and complete internal form.
- Day 10–20: Submit claim to AIC.
- Day 20–45: Insurer reviews and issues decision.
Benefits Provided
Benefits are divided into medical and wage components. Medical benefits cover all reasonable treatment related to the injury, including hospital stays, surgeries, physical therapy, and prescription drugs. Wage replacement is calculated at two‑thirds of the employee's average weekly wage, up to the statutory maximum set by Arizona law.
Benefit Types
| Benefit | Details | Maximum |
|---|---|---|
| Medical Care | Doctor visits, hospital, rehab, meds | No cap, subject to reasonableness |
| Temporary Total Disability (TTD) | 2/3 of weekly wage | $1,300/week (2024) |
| Permanent Partial Disability (PPD) | Compensation for lasting impairment | Varies by injury rating |
Employer Responsibilities
NAU must maintain a workers‑comp insurance policy, post clear notices in employee areas, and keep accurate injury records. The university is also required to cooperate with the AIC investigation, provide safe‑work training, and ensure that returning employees receive appropriate accommodations.
Common Issues and How to Address Them
Delays often stem from incomplete paperwork or late reporting. Employees should keep personal copies of all medical records and correspondence. Disputes over benefit amounts can be appealed through the AIC's Administrative Review Board, and legal counsel may be consulted for complex cases.
Key Takeaways
- All NAU employees are covered from day one.
- Report injuries within 30 days and file the claim within 10 days of the incident.
- Benefits include comprehensive medical care and wage replacement up to state limits.
- The university must uphold safety standards and maintain proper insurance.