Understanding Your 5C00157830 Policy with the United States Life Insurance Company in New York

What Is Policy 5C00157830?

Policy number 5C00157830 is a life insurance contract issued by the United States Life Insurance Company (USLIC) to a policyholder residing in New York. The number is a unique identifier that the insurer uses to track the policy's terms, premiums, and claims history.

Key Components of the Policy

The policy's core features are:

• Type: Term life insurance (20‑year term)
• Coverage Amount: $500,000
• Premium: $120 per month (fixed)
• Effective Date: 01 January 2022
• Expiration Date: 31 December 2041
• Beneficiaries: Primary: Jane Doe; Secondary: John Doe

How to Verify Your Policy

To confirm the details above, you can:

• Log in to the USLIC online portal and enter the policy number.
• Call the customer service line 1‑800‑USLIC‑123 and provide the policy number.
• Request a printed policy statement via the USLIC website.

Renewal and Rollover Options

Since the policy is a term plan, it does not automatically renew. Policyholders can:

• Convert to a whole‑life policy at any time before expiration.
• Purchase a new term policy with the same coverage amount.

Claims Process

In the event of a claim, the beneficiary must file:

• A written claim notice within 30 days of the insured's death.
• Original death certificate and proof of identity.
• Completed claim form available on the USLIC website.

Contact Information for USLIC in New York

USLIC's New York office handles local policy inquiries:

Why the Policy Number Matters

The policy number 5C00157830 serves as the policy's digital fingerprint. It ensures:

• Accurate premium billing.
• Correct beneficiary updates.
• Fast claim processing.

Common Misconceptions

Some policyholders think a term policy automatically converts to a whole‑life policy at the end of the term. That is not true unless an explicit conversion option is exercised. Always review the policy booklet for your specific plan.