Workers compensation insurance in Vermont is sold by several major carriers—such as State Farm, Travelers, and Nationwide—and a network of licensed local agencies and brokers that represent these insurers.
More from this site
Keep reading the latest coverage
Primary Insurance Companies
The largest carriers with direct underwriting authority in Vermont include:
- State Farm
- Travelers
- Nationwide
- AmTrust Financial
- The Hartford
Licensed Vermont Agencies and Brokers
Local agencies and independent brokers can provide quotes from multiple carriers, helping businesses compare rates and coverage options. Notable firms include:
- Holland & Knight Insurance Services
- Bennington Insurance Agency
- Windsor Risk Management
- Vermont Business Insurance Group
How to Choose a Provider
Consider the insurer's financial strength, industry experience, claims handling reputation, and the broker's ability to tailor policies to specific workplace risks. Request a detailed quote, verify the carrier's licensing with the Vermont Department of Financial Regulation, and compare the total cost of coverage, including any required state surcharges.
Regulatory Oversight
The Vermont Workers' Compensation Board administers the state's workers comp system, sets the basic premium rates, and requires employers to maintain coverage either through an approved carrier or a self‑funded plan approved by the board.