member resources
Understanding the Suicide Clause and Dissuasion Efforts in Life Insurance
Explore how life insurance policies address suicide, the purpose of dissuasion efforts, and the impact on beneficiaries and policyholders.
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insurance essentials
What Happens to Life Insurance After Suicide
Learn how suicide affects life insurance payouts, exclusions, and policy options. Understand coverage rules, exceptions, and steps to take if a policyholder dies by suicide.
insurance essentials
What Happens If a Life Insurance Loan Is Not Repaid
When a life insurance policy loan goes unpaid, the outstanding balance plus interest is deducted from the death benefit, reducing what beneficiaries receive.
insurance essentials
Life Insurance and Physician-Assisted Suicide: What Policyholders Need to Know
Explore how physician-assisted suicide impacts life insurance coverage, exclusions, and claims, and learn the key considerations for beneficiaries and insurers.
insurance essentials
What Happens When a Life Insurance Policy Is No Longer Active
Learn the implications of a life insurance policy that is no longer active, how it affects beneficiaries, and steps to restore or replace coverage.
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