board guides
Understanding Why Companies Purchase Individual Life Insurance Policies
Explore the reasons a company might buy an individual's life insurance policy, from key person coverage to funding employee benefits and managing financial risk.
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deepdive analysis
Understanding the Third Provision in Key Employee Life Insurance Policies
Learn what the third provision in a key employee life insurance policy covers, its purpose, and how it affects both employers and insured executives.
insurance essentials
How Life Insurance Supports Business Continuity and Growth
Explore how life insurance can protect businesses, fund succession plans, and provide financial stability for owners and key employees.
insurance essentials
Choosing the Right Life Insurance for a Spouse and Business Partner
Learn how to select a life insurance policy that protects both your wife and business partner, covering types, coverage amounts, and tax considerations.
insurance essentials
Understanding Corporate‑Owned Life Insurance (M‑3) for Businesses
A concise guide to corporate‑owned life insurance (M‑3), covering its purpose, tax treatment, policy types, and key considerations for companies.
insurance essentials
Understanding Buy‑Sell Agreements for Life Insurance
Learn how a buy‑sell agreement uses life insurance to fund a partner buyout, the key components, and the financial and legal considerations for business owners.
insurance essentials
Key Employee Indemnification: Which Life Insurance Types Are Typically Used?
Explore the life insurance options most commonly used for key employee indemnification, including key person, split‑Dollar, and buy‑sell policies, and how they protect your busi...
insurance essentials
Who Buys Term Life Insurance Policies and Why
Explore the types of companies that purchase term life insurance policies, their motivations, and how these policies fit into corporate risk management strategies.
insurance essentials
Who Buys Life Insurance Policies? A Guide to Companies That Purchase Them
Explore which companies purchase life insurance policies, why they do it, and how it fits into their financial strategies, including banks, insurers, and investment firms.
insurance essentials
How Business Continuation Life Insurance Safeguards Your Company's Future
Learn how business continuation life insurance protects a company after a key owner's death, covering funding options, tax impacts, and implementation steps.
cybersecurity technology
Why Life Insurance Can Be Crucial in a Purchase Agreement
Explore how life insurance protects parties in a purchase agreement, covering risk mitigation, financing security, and practical considerations for buyers and sellers.
insurance essentials
Can a Business Partnership Hold a Life Insurance Policy on a Partner?
Learn if a partnership can own a life insurance policy on a partner, the legal requirements, common structures, and tax implications in this detailed evergreen guide.
insurance essentials
How Auto Manufacturers Use Life Insurance in Corporate Finance
Explore why and how auto manufacturers incorporate life insurance into their financial strategies, covering key concepts, benefits, and real‑world examples.
insurance essentials
Why Business Life Insurance Matters: Core Purposes and Practical Benefits
Explore the key purposes of business life insurance, from protecting owners to funding succession plans, and learn how it safeguards a company's financial future.
insurance essentials
Third Party Ownership in Life Insurance: What It Is and Why It Matters
Explains third party ownership in life insurance, how it works, key risks, regulatory status, and when it may be appropriate.
insurance essentials
Business Life Insurance for Partners: What Partners Need to Know
Clear guidance on business life insurance for partners, including how it works, key policy types, tax and legal considerations, pricing factors, and practical steps to align cov...
insurance essentials
Third Party Ownership of Life Insurance: What It Means and How It Works
A clear, evergreen overview of third-party ownership of life insurance, covering structure, common uses, regulations, risks, and alternatives for buyers and beneficiaries.
insurance essentials
Massachusetts Laws on Business Life Insurance Policies: An Evergreen Explainer
A factual, evergreen overview of Massachusetts laws that govern business life insurance policies, including ownership rules, licensing, taxation, and compliance guidance for bro...
insurance essentials
Life Insurance on Business Partners: Tax Deduction Rules and Practical Guidance
Clear explanation of when life insurance on business partners is tax-deductible, key policy structures, limits, and best practices for business owners.
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