insurance essentials
Typical Whole Life Insurance Face Amounts in 1974
In 1974, whole life insurance policies commonly ranged from $10,000 to $100,000, with most families choosing $25,000–$50,000 coverage based on income and mortgage needs.
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insurance essentials
Average Life Insurance Coverage in 1978
In 1978 the typical American held about $20,000 in life insurance, reflecting modest policy sizes and limited market penetration of higher‑value plans.
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