insurance essentials
Who Can Claim Life Insurance Benefits After the Insurer Dies
Learn who is eligible to receive life insurance benefits when the insurance company itself has died, including policyholders, beneficiaries, and estate considerations.
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insurance essentials
What to Do When Your Life Insurance Provider Has Closed
Learn how to claim a life insurance benefit when the insurer is out of business, including steps to locate the guaranty association, file a claim, and handle potential delays.
insurance essentials
Counterparty Risk in Life Insurance: What Policyholders and Investors Need to Know
Counterparty risk in life insurance refers to the chance that the insurer or reinsurer fails to meet its contractual obligations. Learn how this risk affects policyholders, bene...
insurance essentials
What Is the Purpose of the Life and Health Insurance Guaranty Association
The Life and Health Insurance Guaranty Association protects policyholders when an insurer becomes insolvent. Learn how these state-mandated associations work, what they cover, a...
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